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Manifesting Your Financial Dreams
Manifesting debt freedom isn’t about wishful thinking—it’s about believing in your ability to make it happen while putting in the work. In this post, I break down how mindset and strategy go hand in hand on the path to financial freedom.
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Capitalized Interest, What?!
Struggling with student loan repayment? I learned the hard way about interest capitalization—$5,500 hard. In this post, I break down what happened, what I’m doing differently, and how you can avoid the same mistake. Let’s tackle debt together!
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The Debt Payoff Calculator
Discover how we built our debt payoff plan to become debt-free by August 2029—nearly six years early! Using the Debt Payoff Calculator, we explored different payment strategies, set realistic goals, and created a flexible plan to stay motivated and on track.
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Crunching the Numbers: A Typical Month
Want a peek inside a real monthly budget? I break down our income, expenses, and savings while tackling student loan debt—YNAB style. See how we budget every dollar, track spending trends, and balance aggressive payoff with actually enjoying life!
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A Starting Point
I’m Madison, a Gen Z young professional, documenting my journey to crush $144k in student loans. Join me as I navigate debt payoff, share insights, and keep it real—because financial freedom is the goal, and we’re in this together!